‘Maxonrow’ signifies that all information data can be digitalized, tokenized, reconstructed, and verified by blockchain technology to maximize data value— ‘Max’, ‘On’, and ‘Row’. Using existing KYC standards, Maxonrow builds users’ digital identity that serves to establish a decentralized and secure real–identity–based public chain that is adaptive and regulated, allowing enterprises to seamlessly create regulated applications that facilitate users easy and instant access to their regulated services.