Next-generation decentralized economy based on blockchain  The current payment type of tokens is always difficult to solve the problem that consumers are unwilling to accept excessive value of money, and HNB not only realizes the normal circulation of tokens by stabilizing the separation of tokens and asset tokens. It also guarantees the return of the value of ecological builders. In the ubiquitous blockchain trend, the physical world has been looking for opportunities to combine with blockchains, but forced entanglement does not create more value than some specific demand regions. HNB provides the most valuable asset circulation in the simplest way and continues to create endogenous value using value exchange. The decentralized economy constructed by HNB crosses national borders and fields, realizing free trade in the true sense, and the value created by trade belongs to every ecological builder. The highest executive body of the highest HNB is DAO, and everyone can participate in governance and construction based on pre-established rules. 1. Dual currency model: asset operating currency and circulation stable currency, used to anchor legal currency, double-chain and dual-coin structure. 2. Mixed consensus mechanism: Based on Algorand + Dpos, a high-TPS, high-security public chain with a hybrid consensus mechanism. 3. Fast payment chain: realize small chain payment, no commission, and complete payment instantly. 4. Algorithm Bank: Adjust the exchange rate through actual economic scale and liquidity, and support the exchange rate through the real economy. 5. Multilateral chain structure: Eco-co-builders can build their own side chains, communicate with the main chain, and be able to mortgage the main chain assets to issue custom digital currencies. 6. Lightweight SDK access: Ultra-lightweight merchant SDK access, merchants can even turn products into DApps within 1 day.