AI technology and hedging the risk of market price fluctuations of real users using the payment solution, which is faster and more stable than any other solutions (in a way that guarantees the price of payment in the form of FUTURE between the merchant and the payer) WISDOM PAY, which is the basis of FWC, is a payment platform that enables cryptocurrency to be used in the real economy in various ways. It includes roles such as PG, COIN, CARD, MOBILE APP, and WALLET.