Terra has designed Credit (CREDIT) to offer free and fast Blockchain based payments. Credit employs Proof of Stake which allows any user to become ablock producer. Block producers support the network and get rewarded with new coins for doing so, this function replaces traditional mining which isexpensive and complicated.The Credit desktop wallet automatically "Stakes" a users coin balance which allows them to become a block producer and earn rewards for maintaining theCredit blockchain. This creates a legitimate and passive income stream without the need for expensive equipment and technical knowledge. The Credit wallet is simple to use and does everything automatically, you just need a computer or laptop. To get started, make sure your PC is connected to the internet with a balance of 10,000 coins, check that your wallet is 100% synced and unlocked for staking and the rest happens automatically.