Anyone can join a mutual aid scheme through sending variable amount of MDS to a smart contract.Anyone can become a mutual aid insurer based on the smart contract templates provided by MediShares, and can profit from it.MDS is worthy for investment due to:-When users join the mutual aid, certain percent of MDS will be burned and will reduce the MDS in circulation.-With more users join the mutual aid, more MDS will be locked by smart contract and will reduce the MDS.-Risk reserve capital will invest in blockchain industry, and 50% of the total profit of the risk reserve capital will be used to buy back MDS.The value of MediShares community is to have more users to join the mutual aid contract scheme instead of holding the tokens.MediShares will allocate X% of the total profit of the risk reserve capital to buy back MDS for reward to the policyholders on annual basis.