Stipend allows freelancers across the world to enjoy all the current benefits of freelancing but with the additional cost-savings, efficiency, and enhanced solutions offered by the Stipend Blockchain Ecosystem. Stipend defines itself as the freelancer’s currency, offering a protected, decentralized freelance platform and providing secure, low-fee, instantaneous transactions. Using the Stipend cryptocurrency and freelance marketplace, high fees and long payment processing times are now a thing of the past. As part of a suite of additional features, Stipend offers freelancers access to their funds via a debit card, which will allow them to convert the cryptocurrency into fiat, such as USD or EUR, and vice versa. Freelancers will be able to make purchases with the card as well as withdraw cash from ATMs worldwide.