Unable to go to doctor because of high deductibles?Painting your car scratches yourself to avoid increase in premiums?Looking at insane bills due to pre-existing conditions?Worry no more, Unity Matrix Commons will protect you from being held hostage by insurance monopolies across sectors by covering all out-of-pocket costs regarding insurance. No insurance agents and middlemen with incentives to deny your claims.Just exchange your ETH for UMC tokens, use them to purchase a policy. And the best part- if you don't end up using your premium, we will refund you 100% by the end of plan period. For more details, read the white paper.EasyUnity Matrix Commons client has a user friendly interface, making filing a claim simple and easy.Save MoneyWith a Unity Matrix Commons policy, if you don't end up using your premium, we will refund you 100% by the end of plan period.DecentralizedWithout corporate entities to manipulate claims; Unity Matrix Commons policyholders work within a network community with reasonable limitations are in control of how claims are handled.SafeThe Unity Matrix Commons client will feature 2-factor authentication and redaction tools to protect user accounts and personal information during the claims process.FastOur incentive driven voting system will help process claims in a fast, cheap and fair manner allowing claims and disputes to be resolved in a timely manner.